Frequently Asked Questions
Last updated: 2026-08-18
How much can I ask for?
Between $100 and $5000. Whether a lender can offer an amount in that range is entirely up to them.
Does it cost anything to ask?
No. Any fees tied to an offer you accept would come from the lender, and they'll walk you through those before you agree to anything.
Is this available where I live?
Not everywhere just yet. Current availability is listed on our Lending Policy page.
Is Peonyfin a lender?
No — Peonyfin passes your request along to lenders in our network. Any approval, rate, or term comes from whichever lender responds, not from us.
Will this affect my credit?
Asking doesn't, by itself. If a lender you're connected with checks your credit, that's covered in our Credit Authorization page.